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Help protect your vacation like you would anything else—with a protection plan that lets you stop worrying and start planning for your amazing adventure. The Adventures by Disney Vacation Protection Plan takes the hassle and stress out of your vacation and lets you focus on what matters most—creating lasting memories with your family.

Coverage and Reimbursement


From cancelled flights to unforeseen circumstances to Mother Nature—while you may not be able to predict these vacation spoilers, you can plan for them and ensure that your vacation is covered from the moment you purchase your Adventures by Disney Vacation Protection Plan until you arrive home.

Benefit Maximum
Trip Cancellation and Trip Interruption Up to total trip cost ($30,000 limit) if you cancel or interrupt your vacation due to sickness, injury, death and other covered reasons such as a terrorist incident that occurs within 30 days of your scheduled departure date in a city listed on the itinerary of your trip
Trip Delay Up to $2,000 ($500 per day) for catch-up expenses if your vacation is delayed due to carrier-caused delays—including weather, quarantine and more
Emergency Accident & Sickness Medical Expense Up to $50,000 to cover medical treatment, hospitalization and more if you become sick or injured during your vacation
Baggage/Personal Effects Up to $3,000 if your luggage or personal items are lost, stolen or damaged during the covered trip
Baggage Delay Up to $500 to cover the purchase of necessary items if your bags are delayed for 24+ hours
Emergency Medical Evacuation & Repatriation of Remains Up to $100,000 to cover emergency medical transport
Accidental Death & Dismemberment Up to $25,000 if you suffer loss of life or limb while traveling
Optional Upgrade: CancelFlex* 75% of non-refundable payments and deposits


Please note: Worldwide Assistance - emergency travel assistance services are provided by CareFree Travel Assistance.

©2020 Aon Affinity. All Rights Reserved.

To obtain your state-specific details of the terms, conditions and exclusions, visit the Adventures by Disney Vacation Protection page.

*If you purchased the Cancel Flex upgrade, please visit: Adventures by Disney Vacation Protection Plan Plus

Add the Adventures by Disney Vacation Protection Plan to Your Reservation

It's easy to include the Vacation Protection Plan in your vacation planning.

Just make a phone call to learn more and purchase.

Important Details
  • If you make a payment for your plan within 14 days of your initial booking deposit, the pre-existing condition exclusion will be waived.
  • The plan may be added to your reservation up until your final payment has been made to Adventures by Disney.
  • Coverage is in effect when your Adventures by Disney Vacation Protection Plan payment is made (in addition to any required trip deposits or payments due).
  • This plan provides cancellation coverage for your trip and other insurance coverages that apply only during the covered trip.
  • You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.
  • This insurance is not required in connection with the insured's purchase of travel tickets.
  • Plan may not be available in all jurisdictions.
  • Payment for the Vacation Protection Plan must be made by the final payment due date.
  • The coverage goes into effect on the day the final vacation payment is received by Adventures by Disney.
Optional Cancel Flex Terms:
  • Cancel Flex benefits do not apply for travel supplier failure to supply bargained-for services due to cessation of operations for any reason
  • Must be purchased within 14 days of initial deposit
  • Only available for new trips, no credits or vouchers
  • 48 hour block out period
  • Max trip costs $30,000
Please call (800) 543-0865† to learn more about and purchase the Adventures by Disney Vacation Protection Plan—or contact your Travel Agent to add it now.
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The Adventures by Disney Vacation Protection Plan is underwritten by Arch Insurance Company, with administrative offices in Jersey City, NJ (NAIC #11150) under Policy Form series LTP 2013 and applicable amendatory endorsements. This is a general overview of insurance benefits available. Coverages may vary in certain states and not all benefits are available in all jurisdictions. Please refer to your certificate of benefits or policy of insurance for detailed terms, conditions and exclusions that apply. View disclosures

This program was designed and is administered by Aon Affinity. Aon Affinity is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators and Berkeley Insurance Agency and in NY, AIS Affinity Insurance Agency.

† Guests under 18 years of age must have parent or guardian permission to call.